Personal Financial Literacy
| Kim Day Curriculum Specialist for Elementary Social Studies (301) 644-5264 |
Mary Feist Administrative Secretary (301) 644-5264 |
See also: Maryland Financial Literacy online
The Maryland State Curriculum for Personal Financial Literacy Education Standards:
- Apply financial literacy reasoning in order to make informed, financially responsible decisions
- Relate choices regarding one’s education and career paths to earning potential
- Plan and manage money effectively by identifying financial goals and developing spending plans
- Make informed decisions about incurring debt and maintaining credit worthiness
- Plan and achieve long-term goals related to saving and investing in order to build financial security and wealth
- Develop financial planning skills to minimize financial setbacks
FCPS Approach to Financial Literacy Education
Grades 3-5: Students enrolled in grades 3-5 access the Personal Financial Literacy curriculum through Social Studies units in grades 3, 4 and 5.
Grades 6-8: Students enrolled in grades 6-8 access the personal literacy curriculum through the following required courses:
Grade 6: Food Science, Lab 21 (required courses)
Grade 8: Life Skills in Society (CTE elective)
Grades 9-12*: Personal Financial Literacy students must fulfill the 0.5 Personal Financial Literacy requirement through enrollment in one or more courses from the following menu:
| Course Name | Course Number |
| Advanced Career Development, Preparation, and Transition (2nd course in CRD 3 credit CTE Completer) | 495500 |
| Agri-Business at CTC | 530004 |
| Career and College Prep (1st course option for 3 credit CRD Completer) | 498110 |
| CDA 2 Learning Environment of Preschool | 363051 |
| Contemporary Financial Algebra | 233231 |
| Contemporary Mathematics | 233230 |
| Economics and Geography | 164070 |
| Entrepreneurship and Small Business at CTC | 530005 |
| Intro to Agricultural Science and Technology (1st course requirement for Pre-Vet and Horticulture 3 credit CTE Completers) | 492351 |
| Introduction to Career Research and Development (1st course option for 3 credit CRD Completer) | 498000 |
| Managing your Personal Finance | 336040 |
| Money, Finance and Economics | 164370 |
| NJROTC – Naval Science 2 (2nd course in CTE Completer) | 568820 |
| Principles of Business Management and Entrepreneurship (1st course requirement for all four CTE Business Completers) | 331010 |
| Principles of Finance and Accounting | 332040 |
*Check course availability at your local high school as some courses listed above may not be offered