Personal Financial Literacy

The Maryland State Curriculum for Personal Financial Literacy Education Standards:

Apply financial literacy reasoning in order to make informed, financially responsible decisions
Relate choices regarding one’s education and career paths to earning potential
Plan and manage money effectively by identifying financial goals and developing spending plans
Make informed decisions about incurring debt and maintaining credit worthiness
Plan and achieve long-term goals related to saving and investing in order to build financial security and wealth
Develop financial planning skills to minimize financial setbacks

FCPS Approach to Financial Literacy Education

Students enrolled in grades 3-5 access the Personal Financial Literacy curriculum through Social Studies units in grades 3, 4 and 5.

Students enrolled in grades 6-8 access the personal literacy curriculum through the following required courses:

Grade 6: Food Science, Lab 21 (required courses)
Grade 8: Life Skills in Society (CTE elective)

Students entering FCPS as freshmen in the fall of 2012 must fulfill the requirement through enrollment in one or more of the following courses:

Title of Course	Course #
Advanced Career Development, Preparation and Transition CTE - CRD	495500 (also available online)
Intro to Agricultural Science and Technology Also meets 1st course requirement for Pre Vet and Horticulture Completers CTE Ag	492351
Independent Living Also meets course requirement for Child Development Completer CTE - Family and Consumer Sciences	362020
Introduction to Business Also meets 1st course requirement for all three Business Completers CTE	331010
Introduction to Career Research and Development Also meets 1st course requirement for CRD completer CTE - CRD	498000 (also available online)
Management & Entrepreneurship CTE - Bus Ed	333090
Managing your Personal Finance CTE - Bus Ed	336040
Microsoft Certification I (Word, Excel) CTE - Bus Ed	335111
Money, Finance and Economics SS Elective	164370 (also available online)
NJROTC - Naval Science 2	568820
Economics and Geography	164070

*Check course availability at your local high school as some courses listed above may not be offered